Turn Store Credit Or Merchandise Credit Into Cash

Have you ever gone to return something to the store without the receipt? It happens to many of us at one point in time or another. The retailer will give you a gift card for store credit instead of the cash that you want. This happens to a lot of people around Christmas when you go to return gifts. If you would like cash instead that you can spend on whatever you like there are a few options for you online.

About store credit,

Store credit cards, otherwise called Merchandise credit cards are almost the same as gift cards except some places like Anthropologie or Anne Taylor Loft do not accept merchandise credit for online purchases. However, at some of the most popular retail locations like Sears, JCPenney, Williams Sonoma, and Pottery Barn they can also be used to make purchases online. Store credit does not typically expire and can be used at all retail locations. Specific rules apply to each individual retailer and you should consult the back of the card or their customer service to details.

Turn Store Credit Or Merchandise Credit Into Cash

How to get cash,

If you are stuck with store credit and have not had the chance to go back to the store location to spend it, you do have additional options. You can list it on eBay and let people bid on what they are willing to pay on it. The only downside to this option is that eBay only allows you to list one gift card at a time.

The easiest way to get cash is to use a website that specializes in gift card exchange. They will also buy your store credit card and pay you cash. The process is easy and secure. You simply sign up get a quote for your card (they pay up to 90% if the value), sign up for an account, and finally just mail it in. You will receive a confirmation e-mail when they receive the card and in less than 48 hours your check has been shipped to you.

Turn Store Credit Or Merchandise Credit Into Cash

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Step 1

Personal Information

*Requested Amount

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*First Name

*Last Name

*Street Address

*Zip Code

*State

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*Primary Phone

Alternate Phone

*Email

*Verify Email

*Social Security Number

*Date of Birth

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*Driver's License/State ID #

*ID State

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*Months at Address?

- Select - 1 month 2 months 3 months 4 to 6 months 7 to 12 months More than 1 year

*Are You a Homeowner?

- Select - Yes No

Step 2

Employment Information

*Income Type

- Select - Employment Benefits

*Monthly Income

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*Employer

*Months Employed

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*Employer Phone

Extension

*How Often Are You Paid?

- Select - Weekly Every 2 weeks Twice a Month Monthly

*How Do You Recieve Your Paycheck?

- Select - Electronic Deposit Paper Check

*Are You Active Military or Dependent?

- Select - Yes No

*What Are Your Next Scheduled Paydates?

*Pay Date One (mm/dd/yyyy)

*Pay Date Two (mm/dd/yyyy)

Step 3

Financial Information

*Bank Name

*Type of Account

- Select - Checking Savings

*Months with Bank Account

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*ABA/Routing Number

*Account Number

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